New Claims

Do you have or have had in the past a payment protection policy?

If so its quite likely it could have been mis sold PPI!

Were you harassed into taking out the Payment Protection policy by a salesman?

Was it implied that it could effect your loan application?

Did they insist it was compulsory to have payment protection?

Was it added without your knowledge?

Was the policy sold buy a broker?

Was the policy fairly priced?

What was your employment status?

Were the terms and conditions explained properly?

Did you already have cover in place?

Have you had top up loans and not been refunded properly?

These are just a few starting questions for mis sold PPI, if you feel this relates to your past or present policy call us or fill out enquiry form to start your claim.

No upfront fees just a 20% on success of your claim, our average claim for mis sold PPI is over £1500. All past payments recovered and interest charged and some claims can have multiple claims against lenders.

Mis Sold ppi Our Views

Payment Protection (PPI) is supposed to help out consumers to pay bills in a time of need.

It has turned out to be one of the biggest scams to hit this country why?

Because the banks to do not want to pay out on PPI policies and have been found to be miss selling PPI Payment Protection policies on many different levels from signing up people who are self-employed when there policy excludes self-employed from claiming, same can be said for unemployed or house wife’s. Rather than selling the possible benefits, we have many cases where you are just told its mandatory to take out Payment Protection or it will help your loan or credit card application this we feel this is deceitful as it should never be a factor in loan or credit card decisions. Payment Protection has brought in profits of over 5 Billion per year to the banks why? Because it has been aggressively sold by people who are targeted sales environment and who have no regard for the right product being sold to the right Consumer.

Mis sold PPI (Payment Protection) is really starting to heat up, as banks are being fine left right and centre.

Alliance & Leicester have been fined seven million pounds, HFC bank have been fined over one million pounds, EGG have been fined over seven hundred thousand pounds and more seem to be getting fined as we speak why? Mis sold PPI Payment Protection claims are being ignored or rejected by the banks and most claims have to be put to the FOS, which is completely clogging the system and have recently asked for 180,000 claims to be reinvestigated. FOS are looking to bracket claims together to make this a little easier, but the fact still remain the same the banks are quite happy to make Billions per year for selling these policies but when the question of mis-selling comes up they just turning a blind eye or rejecting very genuine mis sold PPI Payment protection claims. To recover your premiums you will need an experienced claims Management company to get this money recovered and also identify how many possible Mis sold PPI Payment Protection heads of claims you could have, but beware many charge upfront fees, which unnecessary as we can put you directly into with specialists who charge no up front fees.

Can you claim miss selling on a Payment Protection policy which has ended and the answer to that is yes, the miss selling has taken place in the past we can still recover all past payments with interest which is fair and reasonable as the lender has charged you for the Payment protection policy (PPI).

Many banks have been fined for mis selling Payment Protection and as the investigations have taken place it became worse for some of the lenders as they have even failed in keeping the correct records on file.

Which when your talking about our main high street lenders this is unacceptable.

Mis sold PPI has become quite a scandal as lenders have charged up to 50% of the loan amount for a policy that pays only 12 months of payments, for example £13,000 loan the most we have seen charged is £6,867 including interest.

High commissions high pressure targets job on the line if targets are not met, this was a car crash in the making and the mop up is only just started

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